Membership
Each person owns a share of the credit union. Applications sit with operations until an officer approves them.
Member-owned since the ridge
Our mission is to make you succeed both in your business income management and your personal finances.
How the credit union is built
Southern Ridge is organized like a working credit union: membership first, then deposit accounts, then services, with officers reviewing anything that leaves the institution.
Each person owns a share of the credit union. Applications sit with operations until an officer approves them.
Everyday Checking and Ridge Savings open together. A business account can be added later at the desk.
Transfers, mobile deposit, pay-a-person, wires, and loan requests move through the member portal.
Officers approve members, post the ledger, and set outgoing transfer status before funds leave the ridge.